How to Prove Lost Wages After a Maryland Car Accident

Being involved in a car accident can disrupt your life in countless ways, including your ability to earn a living. If you’ve been injured in a Maryland car accident and are unable to work as a result, you may be entitled to recover lost wages and income as part of your compensation claim. However, proving lost wages requires thorough documentation and an understanding of Maryland law. Below, our Laurel injury lawyer provides a step-by-step guide to help you navigate this process.

Understanding Lost Wages  

Lost wages refer to the income you would have earned if you hadn’t been injured in the car accident. This can include:

• Hourly or salaried income you missed during your recovery period.
• Bonuses or commissions that were impacted due to your absence.
• Overtime opportunities you were unable to take advantage of.
• Sick leave or vacation time you had to use during your recovery.

Lost income may also include future earning potential if your injuries have long-term effects on your ability to work.

Step 1: Seek Medical Attention Immediately

To establish that your inability to work is directly related to the car accident, you need medical records that clearly outline your injuries and the required recovery period. Visit a doctor as soon as possible after the accident and follow their treatment plan. Medical documentation will serve as the foundation for proving your claim.

Step 2: Notify Your Employer

Inform your employer about your accident and any injuries that will affect your ability to work. Request written confirmation of the time you’ve missed and any impact on your earnings. This documentation can include:

• A letter from your employer detailing your position, hourly or salaried wage, and the dates you were unable to work.
• Pay stubs or direct deposit records showing your usual income prior to the accident.
• Timesheets or work schedules that highlight missed workdays.

Step 3: Document Lost Opportunities

If you are self-employed or rely on irregular income, proving lost wages can be more complex. Gather evidence of what you would have earned by providing:

• Previous tax returns to establish your typical income.
• Invoices or contracts for jobs you couldn’t complete.
• Correspondence with clients showing canceled or postponed work.
• Profit and loss statements to demonstrate financial impact.

Step 4: Consult a Medical Expert

A medical expert can provide a professional opinion about how your injuries have impacted your ability to work. They may also estimate how long your recovery will take and whether you’ll experience any permanent limitations.

Step 5: Keep a Personal Journal

Maintain a daily journal that documents your physical pain, emotional distress, and how your injuries have impacted your daily activities, including your ability to work. A detailed account can strengthen your case and provide additional context for your claims.

Step 6: Work with a Laurel Injury Lawyer

Navigating a lost wages claim can be challenging, especially if the insurance company disputes your documentation or the extent of your injuries. A skilled injury attorney can help you:

• Collect and organize all necessary documentation.
• Work with experts, such as vocational specialists or medical professionals, to support your claim.
• Negotiate with insurance companies on your behalf to ensure you receive fair compensation.

Filing a Claim

Once you have all the necessary documentation, you can file a claim with the at-fault driver’s insurance company. If they refuse to offer a fair settlement, your attorney may recommend filing a lawsuit to seek the compensation you deserve.

Don’t Wait Too Long

In Maryland, the statute of limitations for personal injury claims is three years from the date of the accident. While this may seem like a long time, gathering the evidence needed to prove lost wages and income can be time-consuming. Start the process as soon as possible to avoid jeopardizing your claim.

Speak to a Laurel Injury Lawyer as Soon as Possible to Discuss Your Options

Proving lost wages and income after a Maryland car accident requires careful preparation, documentation, and sometimes legal assistance. By following these steps and working with a qualified Laurel injury lawyer, you can strengthen your claim and increase your chances of receiving fair compensation. Remember, you don’t have to navigate this process alone—seek professional guidance to protect your rights and financial future. Contact our office today.